Money Calculator Online

Free Financial Calculators for Every Need

Mortgage Calculator

Calculate your monthly mortgage payment, total interest, and total cost based on home value, deposit, interest rate, and loan term.

Total property price
Upfront payment
Annual percentage rate
Length of mortgage

Results

Monthly Payment £0.00
Total Interest £0.00
Total Cost £0.00

Loan Calculator

Determine your monthly loan repayment and total interest charges based on loan amount, interest rate, and term.

Total amount to borrow
Annual percentage rate
Length to repay loan

Results

Monthly Payment £0.00
Total Interest £0.00
Total Repayment £0.00

Savings Calculator

Project your savings growth with compound interest. Enter your initial deposit, monthly contributions, interest rate, and investment period.

Starting amount
Deposit each month
Annual interest rate
How long to invest

Results

Future Value £0.00
Total Contributions £0.00
Interest Earned £0.00

Tip Calculator

Quickly calculate the tip amount and total bill. Split the cost between multiple people for easy group billing.

Total before tip
Tip amount as percentage
Split the bill between

Results

Tip Amount £0.00
Total (incl. Tip) £0.00
Per Person £0.00

Salary Calculator

Break down your annual salary into monthly, weekly, daily, and hourly rates. Includes UK tax calculations based on current tax bands.

Gross annual income

Results

Monthly (Gross) £0.00
Monthly (After Tax) £0.00
Weekly (Gross) £0.00
Daily (Gross) £0.00
Hourly (Gross) £0.00
Annual Tax £0.00

Currency Converter

Convert between major currencies using current approximate exchange rates. Please note these are indicative rates for reference only.

Results

Converted Amount 0.00
Exchange Rate 1.00

How to Use

How do I use the Mortgage Calculator?

The Mortgage Calculator helps you understand the cost of borrowing for a property:

  • Home Value: Enter the total price of the property.
  • Deposit: Enter the amount you'll pay upfront (typically 10-20% of home value).
  • Interest Rate: Enter the annual percentage rate (APR) from your lender.
  • Loan Term: Enter the number of years to repay (typically 25-30 years).

Click "Calculate" to see your monthly payment, total interest charges, and total cost.

How do I use the Loan Calculator?

The Loan Calculator works for any type of loan (personal, car, etc.):

  • Loan Amount: Enter the total amount you're borrowing.
  • Interest Rate: Enter the annual percentage rate (APR).
  • Loan Term: Enter the repayment period in years.

The calculator will display your monthly payment, total interest paid, and total amount to repay.

How do I use the Savings Calculator?

The Savings Calculator helps you project investment growth with compound interest:

  • Initial Deposit: Enter your starting amount.
  • Monthly Contribution: Enter the amount you'll save each month.
  • Interest Rate: Enter the annual percentage rate your savings will earn.
  • Investment Period: Enter the number of years you'll save.

Results show your future value, total contributions, and interest earned.

How do I use the Tip Calculator?

The Tip Calculator helps you quickly calculate gratuity and split bills:

  • Bill Amount: Enter the total before tip.
  • Tip Percentage: Enter the tip as a percentage (e.g., 15%, 18%).
  • Number of People: Enter how many people are splitting the bill.

The calculator shows the tip amount, total bill, and per-person cost.

How do I use the Salary Calculator?

The Salary Calculator breaks down your annual income into smaller periods:

  • Annual Salary: Enter your gross annual income.

Results display monthly (gross and net), weekly, daily, and hourly rates. The calculator includes UK income tax calculations based on current tax bands (personal allowance, basic rate, higher rate, and additional rate).

How do I use the Currency Converter?

The Currency Converter allows quick currency exchanges:

  • Amount: Enter the amount to convert.
  • From: Select the original currency.
  • To: Select the target currency.

Click "Convert" to see the converted amount and current exchange rate. Please note these are approximate rates for reference only and may differ from your bank's rates.

Are the calculations accurate?

Our calculators use standard financial formulas and provide accurate results for estimation and planning purposes. However, actual payments may vary due to:

  • Variations in interest rate calculations between lenders
  • Fees and charges not accounted for in these calculations
  • Changes in exchange rates (currency converter only)
  • Rounding practices used by financial institutions

Always check with your lender or financial advisor for official figures.

Is my data stored or shared?

All calculations are performed entirely in your browser. We do not collect, store, or share any of the data you enter into our calculators. Your information remains completely private and secure on your device.